Broker Check

Retirement Plan Services

Ongoing 401(k) Investment Advice (Plan Level)

  • CFA-led research and analysis
  • Co-fiduciary role under ERISA 3(21)
  • Full investment fiduciary under ERISA 3(38)
  • Investment policy statement review and monitoring
  • Ongoing selection and monitoring of money managers
  • Quarterly fiduciary investment review reports
  • Quarterly face-to-face committee meetings

Ongoing Fiduciary Oversight

  • Annual Fiduciary Plan, 404(A) and 404(C) reviews
  • 404(C) notice and policy statement
  • Plan design and fee benchmarking against industry standards
  • Fiduciary training and virtual fiduciary file
  • 401(k) market intelligence report and employer-leve newsletter
  • Participant experience benchmarking, consulting and implementation assistance

Ongoing Plan Participant Education and Advice

  • Face-to-face investment advice and education resources
  • Monthly employee memos and annual tracking reports for participants
  • Service for participant investment-related questions
  • On-demand education leveraging pre-recorded meetings

401(k) Vendor Analysis/Service Provider

  • Detailed research and analysis of up to five service providers
  • Evaluation and selection of the administrator/recordkeeper for plans
  • Review of plan services, compliance, investment management and communications
  • Analysis of employer and employee costs, including revenue sharing analysis
  • Negotiation of employer and employee paid fees with the service provider

Gate City Advisors Full-Service Model

  • Quarterly analysis with semi-annual face-to-face investment oversight
  • Ongoing fiduciary oversight with four days of education per year
  • Vendor search every three years
  • ERISA 3(21) and ERISA 3(38) Fiduciary