Financial Planning for All
Our Financial Planning for All program provides you with a personalized financial plan to help you reach your financial goals.
Because everyone deserves a financial plan.
What Is Good Financial Planning?
Financial planning is the process of determining your specific financial goals and then making deliberate choices to reach those goals, while protecting yourself against possible financial threats through purposeful saving and spending. But there's a difference between good financial planning and not-so-good financial planning. Click below to watch our short video.
Our Financial Planning Team's Vision
Helping you get TO and THROUGH your retirement.
Our Financial Planning Team's Mission
Discover
We strive to discover your individualized financial goals.
Design
We work to develop your unique financial plan.
Deliver
We help you implement your personalized plan to successfully get you TO and THROUGH your retirement.
Ways We Can Help You
7 Reasons Why You Need a Financial Plan
1. You learn what's truly important to you.
How we use our money reveals what we value. Designing a financial plan will give you insight into your specific financial goals and dreams. A specialized plan will help you discover what’s most valuable to your personal financial future.
2. You gain perspective about the future of your money.
A financial plan can give you clearer understanding of how far your money will go in your retirement years. You will see how your current spending and saving habits will affect your financial future, and then plan for your wants and needs accordingly.
3. You’re better equipped to reach your larger financial goals.
Without a financial plan, large financial goals can get overlooked. Do you want to buy a house? Send a child to college? Buy a car? Larger financial goals are more likely reached when you have a plan in place with a timeline and milestones along the way.
4. You think with the end in mind.
Making a financial plan helps to remove some of the emotion out of investing in order to focus on long term growth. A financial plan allows you the opportunity to think with the end in mind.
5. You get to choose your financial path.
No one knows the economic future. But that doesn’t mean we can’t plan, even for the unexpected. Making educated guesses about your financial future is far better than stumbling into your retirement years on uneducated hunches. Financial planning provides clarity of direction for your financial path.
6. You help guard your family during financial emergencies.
Unexpected events happen. It’s the nature of living on Earth. A financial plan sets you up to overcome the financial emergencies that arise because you’ve put guardrails in place for the unexpected.
7. You deserve peace of mind.
Like we said above, no one knows the exact future of our economy. But having a plan that addresses your short and long term financial goals will give you security and peace of mind. And we all know there isn’t a price tag on peace of mind.
Schedule a No-Commitment Introductory Call
Schedule a quick, 15-minute, no-commitment conversation with one of our advisors to find out if our team might be a good fit for you and your financial goals.
Schedule Your Introductory Call Today!OUR TWO SERVICE TRACK OPTIONS
TRACK 1
Asset Management Only
SERVICES INCLUDE:
Annual Strategy Meeting
Risk Tolerance Assessment
Optimized Asset Plan
Regular Portfolio Review & Rebalancing
Manager Selection & Oversight
Required Minimum Distribution Planning
TRACK 2
Financial Planning for All
SERVICES INCLUDE:
All of track 1 plus
Annual Tactical Meeting
Investment Plan
Retirement Readiness
Education Funding
Tax Planning
Estate Planning
Retirement Income Analysis
Social Security Claiming Strategy
Mortgage Analysis
Paycheck Analysis
401k & Pension Review
Secure Vault for Financial Documents
Employment Benefits
Risk Management & Insurance Review
Want to find out if our team is a good fit for your financial goals?
Our Client Onboarding Process
1 - Introductory Call
This 10-15 minute call is your first stop for onboarding. We will introduce our planning process, outline our welcome kit, and then schedule your Discovery Meeting.
2 - Discovery Meeting
At this 60-90 minute meeting, we will discuss your goals and objectives. We will determine a timeline for your specific financial planning needs. And then we will schedule your first Design Meeting.
3 - Design Meeting I
At this 60-90 minute meeting, we will execute your client agreement, collect engagement fee, introduce our planning model, review risk management elements, and identify any needs you may have for a legal, tax, or ancillary specialist. We will also schedule your second Design Meeting.
4 - Design Meeting II
At this 60-90 minute meeting, we will review your updated planning model, your hypothetical retirement accumulation, and/or income illustrations. We will also discuss your investment portfolio design and consolidation. We will finish the meeting by scheduling your Delivery Meeting.
5 - Delivery Meeting
At your Delivery Meeting, we will complete all outstanding paperwork, initiate your online access, and schedule a follow-up meeting for 3 months later to verify implementation.
Schedule Your Introductory Call Today!Already a Client?
Ask your advisor about our Legacy Client Program which allows immediate family members to gain access to our planning services at a discounted fee.
Check the background of your financial professional on FINRA's BrokerCheck.
Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Gate City Advisors is not affiliated with Kestra IS or Kestra AS.
This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact Kestra IS Compliance Department at 844-5-KESTRA (844-553-7872). https://bit.ly/KF-Disclosures
