You Didn't Plan for This -
But You Can Still Plan Well
A free step-by-step guide to help you
move forward financially after a layoff.
Facing a layoff or job transition?
You're not alone - and you don't have to figure it out on your own.
This practical, step-by-step guide will help you stay grounded, protect your future, and make smart financial decisions - starting today.
Get the Free Guide

What's Inside the Guide:
- A checklist for the first 72 hours
- How to understand your severance and benefits
- What to do (and not do) with your 401(k)
- A simple cash flow snapshot worksheet
- How to budget for the short-term without losing sight of the long-term
- What your next steps mean for retirement—and how to stay on track

Who Is This Guide For:
- You’ve just been laid off (or think you might be)
- You’re worried about your finances, your benefits, or your retirement goals
- You want clear, trustworthy advice—not panic

What Happens Next:
- Enter your email and receive the free guide instantly in your inbox.
- You’ll also receive a short email series with tips and encouragement for this transition season.
- (Optional) If you're interested, you will have the opportunity to schedule a free 30-minute Layoff Planning Session with our team.
Get the Free Guide
You can regain clarity and move forward - starting now.
Get the Free Guide
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Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Gate City Advisors is not affiliated with Kestra IS or Kestra AS.
This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact Kestra IS Compliance Department at 844-5-KESTRA (844-553-7872). https://bit.ly/KF-Disclosures